Fraud & Identity Risk
Verify borrower identity and detect fraud risk using trusted verification services.
Fraud & Identity Risk helps institutions confirm who the borrower is through Fayda-ready verification paths, national ID checks, document verification, face matching, mobile verification, and risk evidence.
What Fraud & Identity Risk does
Supports national digital ID verification paths where institution access and regulation allow.
Checks submitted identity documents and records verification evidence for audit.
Compares borrower selfie or capture evidence with submitted identity documents when required.
Links phone verification and contact consistency to borrower identity confidence.
From signal to governed decision
- 1The borrower submits identity information or the institution initiates verification.
- 2Duruj checks identity, document, face, phone, and source evidence through configured providers.
- 3The verification result is stored with status, source, confidence, and audit evidence.
DurujScore is decision support, not a lender or bureau replacement — every output ships with reason codes, a confidence score and an audit row, and your credit committee remains the decider.
Related modules
Understand borrower credit profile, repayment history, risk bands, and readiness.
Learn more →IIBorrower IntelligenceBorrower Intelligence moduleAnalyze income, cash flow, affordability, and financial behavior.
Learn more →FMFraud MonitoringFraud Monitoring moduleDetect suspicious activity, duplicate records, and identity anomalies.
Learn more →See Fraud & Identity Risk on your own data.
Book a walkthrough and we’ll show how it fits your policy, consent and audit workflow.