Risk Analyst
Analyze borrower, branch, product, fraud, concentration, and portfolio risk.
Risk Analyst gives risk teams heatmaps, trend analysis, exception monitoring, and early warning signals so they can see where risk is increasing before it becomes a portfolio problem.
What Risk Analyst does
Show risk by branch, product, cohort, sector, geography, and borrower segment.
Surface repayment deterioration, fraud clusters, concentration risk, and policy exceptions.
Track borrowers, branches, and products that need human review or committee attention.
Compare risk changes over time using observed repayment outcomes and decision evidence.
From signal to governed decision
- 1Duruj joins assessments, decisions, outcomes, fraud signals, and branch context.
- 2Risk views highlight deterioration, concentration, and exceptions against policy thresholds.
- 3Risk teams use the workspace to prioritize reviews and committee follow-up.
DurujScore is decision support, not a lender or bureau replacement — every output ships with reason codes, a confidence score and an audit row, and your credit committee remains the decider.
Related modules
Understand borrower credit profile, repayment history, risk bands, and readiness.
Learn more →IIBorrower IntelligenceBorrower Intelligence moduleAnalyze income, cash flow, affordability, and financial behavior.
Learn more →IDFraud & Identity RiskFraud & Identity Risk moduleVerify borrower identity and detect fraud risk using trusted verification services.
Learn more →See Risk Analyst on your own data.
Book a walkthrough and we’ll show how it fits your policy, consent and audit workflow.