Financial Readiness Profile
Help borrowers prepare for credit, manage documents, and securely share information.
Financial Readiness Profile helps individuals build readiness evidence, manage documents, track applications, and securely share information with participating financial institutions.
What Financial Readiness Profile does
Shows borrowers what helps or blocks readiness before they apply for credit or financing.
Keeps verified identity, contact, and profile evidence in one borrower-controlled surface.
Lets borrowers grant, track, renew, and revoke sharing permissions.
Stores application documents, verification evidence, and required files for future applications.
From signal to governed decision
- 1The borrower creates or updates a Passport profile through web or mobile.
- 2The borrower prepares documents, reviews readiness, and chooses when to share with an institution.
- 3The institution receives only permitted information for the selected purpose and policy workflow.
DurujScore is decision support, not a lender or bureau replacement — every output ships with reason codes, a confidence score and an audit row, and your credit committee remains the decider.
Related modules
Understand borrower credit profile, repayment history, risk bands, and readiness.
Learn more →IIBorrower IntelligenceBorrower Intelligence moduleAnalyze income, cash flow, affordability, and financial behavior.
Learn more →IDFraud & Identity RiskFraud & Identity Risk moduleVerify borrower identity and detect fraud risk using trusted verification services.
Learn more →See Financial Readiness Profile on your own data.
Book a walkthrough and we’ll show how it fits your policy, consent and audit workflow.