Policy Studio
Configure institution-specific lending policies, risk appetite, and decision rules.
Policy Studio lets each institution configure credit parameters, score weights, hard rules, approval thresholds, risk bands, and maker-checker workflows without giving up control of the final decision.
What Policy Studio does
Set institution-specific credit parameters, weights, risk bands, and product-level lending rules.
Apply rejection, manual review, collateral, guarantor, or document requirements before publishing a policy.
Route policy changes through approval so the creator cannot self-approve sensitive configuration.
Preserve policy versions so every decision remains reproducible and auditable.
From signal to governed decision
- 1The institution creates a draft policy for a product or borrower segment.
- 2Credit teams configure weights, hard rules, risk bands, and approval workflow.
- 3Approved policies publish with a version number used in decisions, reports, and audit trails.
DurujScore is decision support, not a lender or bureau replacement — every output ships with reason codes, a confidence score and an audit row, and your credit committee remains the decider.
Related modules
Understand borrower credit profile, repayment history, risk bands, and readiness.
Learn more →IIBorrower IntelligenceBorrower Intelligence moduleAnalyze income, cash flow, affordability, and financial behavior.
Learn more →IDFraud & Identity RiskFraud & Identity Risk moduleVerify borrower identity and detect fraud risk using trusted verification services.
Learn more →See Policy Studio on your own data.
Book a walkthrough and we’ll show how it fits your policy, consent and audit workflow.