Portfolio Monitoring
Monitor repayment behavior, portfolio health, risk bands, and early warnings.
Portfolio Monitoring gives risk managers, executives, branch managers, and compliance teams visibility into repayment behavior, default trends, branch performance, and early warning indicators.
What Portfolio Monitoring does
Tracks current, late, default, restructured, written-off, and paid-off outcomes by product and cohort.
Surfaces repayment issues and collection priorities without replacing the institution's collection policy.
Shows risk bands, branch performance, product performance, and concentration trends.
Flags deterioration patterns before they become larger portfolio problems.
From signal to governed decision
- 1Institutions send repayment outcomes through API, CSV, SFTP, or portal workflows.
- 2Duruj joins outcomes back to the original assessment, decision, policy version, and branch context.
- 3Dashboards and reports show trends, risk bands, early warnings, and performance evidence.
DurujScore is decision support, not a lender or bureau replacement — every output ships with reason codes, a confidence score and an audit row, and your credit committee remains the decider.
Related modules
Understand borrower credit profile, repayment history, risk bands, and readiness.
Learn more →IIBorrower IntelligenceBorrower Intelligence moduleAnalyze income, cash flow, affordability, and financial behavior.
Learn more →IDFraud & Identity RiskFraud & Identity Risk moduleVerify borrower identity and detect fraud risk using trusted verification services.
Learn more →See Portfolio Monitoring on your own data.
Book a walkthrough and we’ll show how it fits your policy, consent and audit workflow.