Accelerate your digital transformation.
Whether your institution is early or scaling, DurujScore brings verified signals, explainable scoring and governance into one platform. Eight modules — use one, or compose the full credit intelligence stack. You keep control, consent and audit.
- 8Credit intelligence modules
- 1Governed platform & audit trail
- YouOwn the policy & the decision
Explainable 300–850 credit readiness score with bands, factors and reason codes.
Learn more →📈Cashflow stability, income capacity and economic activity from consented data.
Learn more →🛡KYC confidence, device and SIM consistency, and fraud-signal clustering.
Learn more →🛰Cross-lender exposure and loan-stacking detection with strict tenant boundaries.
Learn more →📡Why risk changed, predicted future risk, and cohort comparison.
Learn more →📊Delinquency trends, branch and geo risk, fraud clusters and seasonality.
Learn more →🤝AI recommendations on amount, tenor, collateral and review — explanation only.
Learn more →📞Predicted restructuring risk, prioritisation and contact strategy.
Learn more →Compose the modules your lending workflow needs.
Start with a single score, or run the full stack — Duruj sits above your data providers as the trust, policy, identity, fraud and risk orchestration layer.