Trust Center for borrowers, lenders, and regulators.
DurujScore keeps lender judgment, consent records, policy versioning, reason codes, and audit evidence visible. This is the public reference for privacy, terms, consent, data usage, security, consumer rights, dispute handling, API terms, and compliance contact.
Legal, privacy, data usage, and consumer-rights documents.
How decisions stay reviewable.
Every lender access request is purpose-bound, time-bound and auditable.
Each score records which institutional policy version produced it.
Borrowers and lenders see understandable drivers, not a black-box number.
FAQ
Does Duruj replace credit bureaus?
No. It complements bureaus where traditional credit history is missing.
Does Duruj approve or deny loans?
No. Duruj provides decision support. The lender remains the final decision maker.
Can every lender set its own policy?
Yes. Each institution can configure product-specific weights and rules.
Can consumers see their data?
Yes. The consumer portal supports score monitoring, consent and disputes.