Composite assessment
Bring identity, bank, mobile-money, MFI, SACCO, utility, asset, behavioral, and fraud context into one review.
Use verified signals, component scores, readiness factors, and explanations to support better credit review.
Bring identity, bank, mobile-money, MFI, SACCO, utility, asset, behavioral, and fraud context into one review.
Return score factors, confidence, risk tier, recommendation context, and model version evidence.
Connect approvals, declines, disbursement, repayment, and default outcomes to future monitoring.
DurujScore provides decision support while the lender remains responsible for final approval.
Analysts see why risk changed without exposing private model implementation details.
Scoring reads institution policy before defaults, preserving local credit strategy.
Use the public route to orient teams, then configure the private portal and API workflows around your approved policy.