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DurujScore
AI Credit Intelligence
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DurujScore platform map

Public pages, institution onboarding, Passport, developer resources, docs, mobile app entry points, and trust documents.

Main

HomeDurujScore AI Credit Intelligence Platform.Request DemoSales walkthrough for banks, MFIs, SACCOs, insurers, mobile money providers, and fintechs.Institution ApplicationRegulated onboarding path for institutions applying for platform access.PassportConsumer readiness, identity, applications, and consent overview.Mobile AppDuruj Passport mobile app entry point.DevelopersDeveloper gateway for APIs, sandbox, webhooks, authentication, and docs.DocsDocumentation gateway for API reference and implementation guides.ContactSales, partnerships, compliance, and support contact routes.SupportHelp center and operational support.StatusAPI and platform status.SitemapAll public DurujScore pages and app entry points.

Solutions

Solutions OverviewAudience-based paths for institutions and borrowers.BanksUnderwriting, portfolio monitoring, credit policy, audit trails, and integrations.MFIsGroup lending, rural lending, field operations, and credit readiness.SACCOsMember scoring, cooperative lending, savings-linked credit, and guarantors.Digital LendersAPI-first onboarding, real-time decisions, and fraud controls.BorrowersPassport, readiness, applications, consent, and consumer rights.RegulatorsAudit evidence, compliance controls, and governed access.LendersBanks and institutional lending workflows.Use CasesMFIs, SACCOs, digital lenders, and borrower-readiness use cases.PartnersIntegration and ecosystem partnerships.Policy EngineInstitution-controlled policy configuration.GovernanceAudit trail, versioning, and compliance workflows.DeploymentAPI, portal, CSV/SFTP, and dedicated deployment paths.PricingCohort, pilot, and enterprise pricing paths.

Products

All ProductsDurujScore product suite.Credit InsightExplainable 300–850 credit readiness score with bands, factors and reason codes.Income InsightCashflow stability, income capacity and economic activity from consented data.IdentityKYC confidence, device and SIM consistency, and fraud-signal clustering.SpectrumCross-lender exposure and loan-stacking detection with strict tenant boundaries.Risk RadarWhy risk changed, predicted future risk, and cohort comparison.Portfolio PulseDelinquency trends, branch and geo risk, fraud clusters and seasonality.Underwriting CopilotAI recommendations on amount, tenor, collateral and review — explanation only.Collections IntelligencePredicted restructuring risk, prioritisation and contact strategy.

Trust & Legal

Trust CenterSecurity, privacy, compliance, consent, and borrower rights.Privacy PolicyWhat personal, identity, credit, financial, and technical information DurujScore collects and protects.Personal Data Usage PolicyWhy DurujScore uses personal data and what DurujScore never does with it.CA Privacy PolicyCalifornia privacy disclosures and rights for visitors, applicants, and users covered by California law.Data PreferencesHow borrowers and visitors manage consent, data sharing, communications, cookies, and privacy choices.Borrower Consent AgreementConsent language required before credit inquiry, score generation, or institution access.Guarantor Consent AgreementConsent language for guarantors and guarantor obligation visibility.Terms of ServiceThe terms that govern use of DurujScore, Duruj Passport, and institution surfaces.Data Sharing PolicyWho DurujScore may share data with and who may not receive it.Credit Inquiry PolicyRequired inquiry fields, allowed purposes, and audit expectations for credit checks.NBE Credit Reporting ComplianceHow DurujScore aligns credit score, inquiry, dispute, retention, and institution-access workflows with NBE expectations.Consumer Rights PolicyBorrower rights for profile access, inquiries, disputes, reports, consent, and account closure.Data Retention PolicyHow long identity, audit, credit, and dispute records are retained.Dispute & Correction PolicyHow borrowers and guarantors can report inaccurate credit information.Information Security PolicySecurity commitments for DurujScore systems, data, integrations, and operations.AI & Scoring Transparency PolicyHow DurujScore explains scores, readiness, human review, and model governance.Institutional Data Processing AgreementData processing terms for banks, MFIs, SACCOs, digital lenders, and insurance partners.API Terms of UseRules for developers, CBS integrations, API credentials, rate limits, and audit requirements.Cookie PolicyCookie categories used by DurujScore websites and apps.