Credit intelligence built for Ethiopia's real financial data.
DurujScore is an AI credit intelligence platform for Ethiopian lenders — MFIs, SACCOs, banks, EthSwitch participants and merchant credit providers. We turn verified, permitted signals into explainable decisions, while every institution keeps control of its own credit policy.
- 8Credit intelligence modules
- 300–850Explainable score range
- 100%Decisions with an audit row
- 🇪🇹Ethiopia-first, Africa-ready
Expand access to credit, responsibly.
Hundreds of millions of people across Africa are creditworthy but invisible to traditional scoring. DurujScore makes their real financial behaviour legible — bank and mobile-money cashflow, repayment history, identity and community signals — so lenders can say yes with confidence and an audit trail.
We are deliberately decision support, not a lender and not a bureau replacement. The platform sits above your data providers as the trust, policy, identity, fraud and risk orchestration layer.
Every score ships with factors, reason codes, a confidence score and an audit row. Black-box outputs are not deployable.
Each institution owns its credit policy. We provide the infrastructure; your credit committee remains the decision-maker.
Built for thin-file, informal, agricultural and mobile-money-heavy borrowers that traditional scoring leaves out.
Protected-attribute safeguards, consent records and policy versioning are built in — not bolted on.
Eight modules, one governed platform.
Let’s expand credit access together.
Book a walkthrough or talk to the team about a pilot.