Fraud Monitoring
Detect suspicious activity, duplicate records, and identity anomalies.
Fraud Monitoring checks suspicious borrower behavior, synthetic identity signals, duplicate applications, device risk, and unusual patterns before loans or financed products are approved.
What Fraud Monitoring does
Combines identity, device, document, velocity, duplicate, and behavior indicators.
Flags possible duplicate borrowers, repeated applications, and conflicting identity evidence.
Records device and SIM consistency signals for digital and mobile-first flows.
Routes high-risk cases to manual review or rejection based on the institution policy.
From signal to governed decision
- 1Fraud checks run during onboarding, assessment, or decision review.
- 2Signals are evaluated against the institution's rules and risk appetite.
- 3Duruj returns fraud risk, reasons, recommended action, and alert status.
DurujScore is decision support, not a lender or bureau replacement — every output ships with reason codes, a confidence score and an audit row, and your credit committee remains the decider.
Related modules
Understand borrower credit profile, repayment history, risk bands, and readiness.
Learn more →IIBorrower IntelligenceBorrower Intelligence moduleAnalyze income, cash flow, affordability, and financial behavior.
Learn more →IDFraud & Identity RiskFraud & Identity Risk moduleVerify borrower identity and detect fraud risk using trusted verification services.
Learn more →See Fraud Monitoring on your own data.
Book a walkthrough and we’ll show how it fits your policy, consent and audit workflow.