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Terms of Service
The terms that govern use of DurujScore, Duruj Passport, and institution surfaces.
Plain-language public reference. Last updated June 2026. Institution contracts, regulator instructions, and applicable law may impose additional requirements.
What DurujScore is not
- DurujScore is not a bank, microfinance institution, SACCO, insurance company, credit bureau, or loan provider.
- DurujScore does not guarantee approval, pricing, limits, tenure, or any lending outcome.
- Each lender uses its own policies, risk thresholds, pricing models, and approval criteria.
What DurujScore provides
- Credit scores, credit reports, loan-readiness assessments, and credit decision support.
- Dispute management, consent records, inquiry history, audit logs, and compliance infrastructure.
- Institution-controlled policy tools for authorized financial institutions.
Compliance contact
For privacy, data-subject, institutional compliance, or regulator requests, contact compliance@duruj.io.