Collections Intelligence
Predicted restructuring risk, prioritisation and contact strategy.
Helps collections teams focus effort where it matters — predicting restructuring risk, prioritising accounts and suggesting the right contact strategy.
What Collections Intelligence does
Predicts which accounts are likely to need restructuring before they default.
Ranks accounts so teams work the highest-impact cases first.
Suggests channel and timing informed by borrower behaviour signals.
Recommendations respect consent and fair-treatment policy — collections stays governed.
From signal to governed decision
- 1At-risk and delinquent accounts are scored for restructuring likelihood.
- 2Accounts are prioritised and matched to a suggested contact strategy.
- 3Collections officers act within the institution’s policy and audit trail.
DurujScore is decision support, not a lender or bureau replacement — every output ships with reason codes, a confidence score and an audit row, and your credit committee remains the decider.
Related modules
Explainable 300–850 credit readiness score with bands, factors and reason codes.
Learn more →📈Income InsightBorrower Intelligence moduleCashflow stability, income capacity and economic activity from consented data.
Learn more →🛡IdentityFraud & Identity Risk moduleKYC confidence, device and SIM consistency, and fraud-signal clustering.
Learn more →See Collections Intelligence on your own data.
Book a walkthrough and we’ll show how it fits your policy, consent and audit workflow.