Portfolio Pulse
Delinquency trends, branch and geo risk, fraud clusters and seasonality.
Institution-level monitoring that turns individual decisions into portfolio intelligence — delinquency trends, branch and geographic risk, fraud clusters and seasonal patterns.
What Portfolio Pulse does
Tracks portfolio health over time across products and segments.
Highlights where risk concentrates by branch and geography.
Surfaces emerging fraud clusters before they spread across the book.
Reveals seasonal repayment patterns to inform provisioning and limits.
From signal to governed decision
- 1Decisions and repayment events roll up into portfolio aggregates.
- 2Trends, concentrations and clusters are computed across branches and geographies.
- 3Risk and operations teams monitor portfolio health with drill-down views.
DurujScore is decision support, not a lender or bureau replacement — every output ships with reason codes, a confidence score and an audit row, and your credit committee remains the decider.
Related modules
Explainable 300–850 credit readiness score with bands, factors and reason codes.
Learn more →📈Income InsightBorrower Intelligence moduleCashflow stability, income capacity and economic activity from consented data.
Learn more →🛡IdentityFraud & Identity Risk moduleKYC confidence, device and SIM consistency, and fraud-signal clustering.
Learn more →See Portfolio Pulse on your own data.
Book a walkthrough and we’ll show how it fits your policy, consent and audit workflow.