CA Privacy Policy

Who this notice covers

This California notice supplements the DurujScore Privacy Policy for people protected by California privacy law. DurujScore is built for Ethiopian credit decision support, but this notice explains California-style privacy rights for covered visitors, job applicants, contractors, and users.

Categories of personal information

• Identifiers such as name, email, phone number, account identifiers, device identifiers, and IP address.
• Customer records such as contact details, support requests, institution relationship details, and account status.
• Financial and credit-related information where a covered user consents to or is legally subject to a permitted credit workflow.
• Internet or network activity such as site usage, login records, security events, and diagnostics.
• Inferences used for credit-readiness, fraud prevention, product reliability, and support, subject to consent and permitted purpose controls.

California privacy rights

• Request access to the categories and specific pieces of personal information we maintain about you.
• Request correction of inaccurate personal information.
• Request deletion where no legal, contractual, audit, security, or credit-reporting retention duty applies.
• Opt out of sale or sharing where California law gives that right. DurujScore does not sell credit information.
• Limit use of sensitive personal information to the purposes needed to provide, secure, audit, and comply with the service.

How to exercise rights

• Email privacy@duruj.io with the subject line "California Privacy Request".
• We may verify your identity before fulfilling a request.
• Authorized agents may submit requests when legally permitted and properly documented.
• You will not be discriminated against for exercising privacy rights.